Buy Your Dream Flooring Now & Pay Later With Klarna.
A more flexible way to pay for your dream flooring, Klarna allows you to buy now, pay later – and pay for it over time, interest-free.
18+, T&Cs apply, Credit subject to status.
Buy Now, Pay Later Flooring - Klarna 0%
Questions we get asked all the time are:
Can I buy flooring on Klarna?
Yes, you can buy all our flooring on Klarna. On our checkout page, a Klarna option will appear - where you may be eligible to buy now, pay later - 0% interest. You will need to be at 18+ to pass the soft credit check.
What flooring can you buy on Klarna?
Pay with Klarna is currently available across our entire solid wood, engineered wood, LVT and laminate flooring collections - so order your free sample today and take your first step towards your dream flooring!
Do you offer long-term flooring finance options?
We don't offer long-term flooring finance options. We offer Klarna Pay in 3 and Pay in 30 Days options to give our customers the ability to buy now and pay later, and potentially spread the cost of their flooring over a couple of months completely interest-free.
You can read our extensive Klarna FAQs below.
Think carefully…
Paying later or in instalments is a great way to budget and spread the cost of your spending - especially on large home renovations – but please think carefully about your finances before picking any kind of 'pay later' option.
Make sure you plan ahead and have enough money to pay the amounts back on time to avoid fees. If you want to know a bit more, our helpful Klarna FAQs below are a good place to start.
Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
Our Klarna Flooring Finance Options
On our checkout page, a Klarna option will appear - where you may be eligible to buy now, pay later - 0% interest.
Then choose to either pay in three equal interest-free instalments or in full, interest-free up to 30 days later.
Klarna Pay in 30 days
This option allows you to make your flooring purchase today, but pay up to 30 days later with zero interest and zero fees [ensuring you pay on time].
Klarna Pay in 3
Spread the cost of your flooring purchase into 3 interest-free equal instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.
This means you can receive your dream flooring now and spread the cost across 3 months - completely interest-free!
How It Works
1. Shop
Add your flooring products to your cart and go to checkout. On the payment options of the checkout page, a Klarna option will appear.
2. Approval
Klarna will ask you to enter a few personal details and you’ll know instantly if you’re approved and any payment options available to you will then appear.
3. Pay Later
Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
About Klarna
Founded in 2005 in Stockholm, Sweden, Klarna are one of Europe’s largest banks and are trusted by more than 150 million shoppers and 450,000 retailers worldwide.
With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.
Payment information is processed securely by Klarna. No card details are transferred to or held by Lumber King Flooring. All transactions take place through connections secured with the latest industry standard security protocols.
If you have any trouble with your order, please contact Klarna’s Customer Service.
Klarna Pay in 30 Days FAQs
How does Pay later in 30 days work?
Pay in 30 days is a credit product which lets you pay any time within 30 days of your purchase interest-free.
You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna.com/uk.
Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.
Am I eligible for Pay in 30 days?
You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay in 30 days.
When you choose Klarna they will also check the information you provide and your financial situation.
Can I have multiple Pay in 30 days orders at the same time?
Yes, you can. If you see Klarna Pay in 30 days when you go to an online checkout then it is available to you.
Every time you use Pay in 30 days, Klarna will check to see whether you can use the service again for each additional purchase.
What does Klarna consider when reviewing my application?
Klarna offers Pay in 30 days based on a number of factors such as the purchase amount, previous order history.
If you are 18 or over, you can improve your chances of being offered Pay in 30 days by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address.
All orders are assessed individually. Just because you have been accepted for Pay in 30 days before does not mean it will be offered for every order.
In turn, if your application for Pay in 30 days is denied, it does not mean it will be denied for future orders.
How do I make repayments to Klarna?
You can pay any time within 30 days of your purchase interest-free.
You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna.com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.
I have been asked to go to the Klarna site, is this correct?
If you choose to pay for your order using Pay in 30 days, Klarna will send you an email showing you how to pay.
The email will have a link you can use to make this payment using your credit or debit card.
What happens if I don’t make a payment on time?
Pay in 30 days is a credit product and you are required to make your payment to Klarna. If you don't pay for your order on time, Klarna may charge late payment fees.
Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions.
Not making your payment on time could affect your ability to use Klarna in the future.
Debt collection agencies are used as a last resort.
What happens if I don’t pay for my order?
As Pay in 30 days is a credit product, if you don't pay for your order Klarna may use a debt collection agency.
Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future.
Klarna Pay in 3 FAQs
How does Pay in 3 work?
Am I eligible for Pay in 3?
Can I have multiple Pay in 3 orders at the same time?
Yes, you can. If you see Klarna Pay in 3 when you go to an online checkout then it is available to you.
Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.
What does Klarna consider when reviewing my application?
Klarna offers Pay in 3 based on a number of factors such as the purchase amount, and previous order history.
You can improve your chances of being offered Pay in 3 by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address.
All orders are assessed individually. Just because you have been accepted for Pay in 3 before does not mean it will be offered for every order. In turn, if your application for Pay in 3 is denied, it does not mean it will be denied for future orders.
How do I make repayments to Klarna?
Klarna will take your Pay in 3 payments from the debit or credit card you shared when you made your purchase.
Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase. You can see both past and future payments using the Klarna app.
What happens if I don’t make a payment on time?
Pay in 3 is a credit product and you are required to make your scheduled payments to Klarna. Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule.
Klarna will send you multiple friendly reminders before payment is due so you can make sure you’ve got enough money to pay. If payment fails, you may be charged a late fee, subject to our T&Cs.
What happens if I don’t pay for my order?
If you don't make your payments you will be in arrears as Pay in 3 is a credit product.
Klarna may then share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future.
Klarna may also refer any debt to a debt collection agency. This agency will collect the debt on behalf of Klarna. Also, if the debt is referred to a debt collection agency Klarna will share this information with credit reference agencies.
KLARNA GENERAL FAQs
What do I need to provide when I make a purchase?
If you want to purchase something using Klarna’s Pay in 30 days, you'll need to share your phone number, email address, current billing address and your credit or debit card details.
If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.
Will a credit search take place?
When you use Pay in 30 days, Klarna will perform a credit search.
This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.
Will using Klarna impact my credit score?
Klarna won’t carry out a hard credit check. This means your credit score won’t be impacted when you initially take out the finance. However, your score may be impacted if you fail to make the repayments.
Can I pay before the due date?
Yes. Just go to the Klarna app or log onto www.klarna.com/uk.
Is my payment information safe?
Payment information is processed securely by Klarna.
No card details are transferred to or held by Lumber King Flooring. All transactions take place through connections secured with the latest industry standard security protocols.
How do I know Klarna has received my payment?
Klarna will notify you by email, SMS or push notification when a payment is due and when you have made or missed a payment.
You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.
KLARNA ORDER FAQs
I've received a statement, but where are my goods?
What happens if I cancel or return my order?
I have cancelled my order. How long will it take until I receive my refund?
As soon as the store has registered your cancellation or your return, the refund will normally be processed within 5 business days.
I have asked for a refund. How will I be refunded?
Refunds will be issued back to the debit or credit card which was originally used at checkout.
What happens to my statement, when I have returned the goods?
Once Lumber King Flooring has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments.
You are always able to monitor the status of your order in the Klarna app.
What happens to my statement when I have returned part of my order?
Once Lumber King Flooring has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna.
You are always able to monitor the status of your order in the Klarna app.
I haven’t received my statement/payment info. How can I find this?
You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
I still have questions regarding payment, how can I get in touch?
Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.
Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
